While insurance is not an investment, it is an important part of sound, smart financial performance. Insurance is protection. It protects everything you have worked so hard to earn. It protects your spouse in case of untimely death. He sends the children to the council. It keeps a family together at a time when a plutocrat shouldn't be a concern.You need insurance but shopping for the right stuff to cover your family and your means is like learning a new language. Term life, whole life, universal life, actual cash value, tips, loan against policy—it's a gamut of insurance products and it may take some research to find the right
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